5 Safe Online Shopping Tips You Need to Know

Online Shopping Safety and Security Tips

Convenience has its advantages and disadvantages. Advantages? There’s no need to elaborate when it comes to online shopping. Disadvantages? One of the many is that con artists or scammers get hold of your credit card or other valuable information and make you suffer endlessly. I will go over some simple things you can do to make your online shopping a safe one.

1. Protect Your Computer – Use a full version Internet security software like MacAfee or ZoneAlarm. Prices have come down a lot for the paid version of such software these days and you can get a full version protection for less than $100 annually. This is the first thing to do to protect yourself.

2. Secure Your Browser – Keep your browser up to date. I recommend Google Chrome for all your online activities. Whenever you are shopping or banking online, make sure your browser is properly encrypted by checking its URL. URL should start with HTTPS:// instead of HTTP://.

3. Use Well-Reputable Websites – Internet shopping is a lot easier when you know the merchants. We all know Amazon, eBay, Future Shop and won’t be hesitant to buy something online due to their reputation. Be extra careful when you buy from a merchant you don’t know. Research online first to check if this is a fake online store that has had issues in the past dealing with customers.

4. Do Not Use Debit Cards – If you use debit cards (Interac in Canada) online, your bank account may be exposed to thieves. Canadian credit cards now offer zero liability policies for fraudulent or unauthorized transactions under some conditions. Also, you can use PayPal instead of credit cards and I find it even safer than credit cards.

5. Other Precautions – Do not use public computers or public Wi-Fi to shop online, access your bank accounts, or access your email. Use a strong password and change it from time to time.

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